Goblin
A hooded pickpocket with a curved dagger and a fat coin pouch. Credit cards usually carry the highest rates, so the Goblin is often the monster that heals fastest.
The bestiary
Know your enemy.
Every creature in Debt Boss is a hand-sculpted 3D mini on a glowing base. The glow tells you the kind of debt. From Sentinel level 2, any creature you've unlocked can stand for any debt; only the look changes, never the math.
The starting six
One for each kind of debt.
Harpy
A feathered bird-woman with her wings spread wide. Student loans tend to be large and long, so she circles for years unless you keep the pressure on.
Golem
A rune-carved stone golem with molten cracks and a fist made for slamming. Car loans are big but steady, and they fall one block at a time.
Dire Wolf
A shaggy wolf in a spiked iron collar, its chain already broken. The biggest debt on most fields, and the one that rewards patience.
Orb
A cracked arcane crystal with coins in orbit. No face, no mercy, and a fixed payoff date if you keep feeding it payments.
Skeleton
A horned helm, a sword and a round shield. Medical bills often carry little or no interest, which makes the Skeleton slow to heal and good to plan around.
Earned creatures
Rewards you can put on the field.
These don't come with a debt. You earn them, then pick which debt they stand for.
Mimic
A treasure chest that bites back, perfect for hidden fees and "rewards" cards. Unlocked by a 7-day best streak, so breaking a streak later never takes it away.
Gilded Slime
A crowned jelly that swallows coins whole. Bought with 400 Valor in the Valor Shop.
The Treasury's pests
Leak Gremlins
Set a weekly cap on a spending category and a gremlin moves in. Go over the cap and it grows and glows red. The weekly raid report shows how each gremlin did, and banishes the ones you beat.
Feast Gremlin
TakeoutClutches a steaming roast drumstick.
Loot Gremlin
ShoppingDrags a bulging loot sack, coins spilling out.
Brew Gremlin
CoffeeGuards a mug of glowing steam.
Revel Gremlin
FunWaves a foaming tankard and a fistful of sparkles.
Overhead
Subscription Bats
Mark a monthly bill as a subscription and it flies over the battlefield as a chubby plum bat clutching a gold coin. Pricier subscriptions are bigger bats. Go over your monthly subscription goal and the whole swarm glows red. Cancel one and its bat flies away.
The Academy
Eleven lesson bosses.
Each Academy lesson is a short fight against a creature from the game. Learn the idea, find the boss's weakness, answer the check. Each first win pays 20 or 30 Valor.
- Grabbit, the Want GremlinNeeds vs. Wants
- The Drifting OrbMaking a Budget
- Driblet, the Brew GremlinSave First
- Vigor, the Dire WolfHow Interest Works
- The TallymanCredit Scores
- The Two-Faced HarpyGood Debt vs. Bad Debt
- The StallerThe Minimum Payment Trap
- The UnexpectedEmergency Funds
- Gobble, the Feast GremlinLittle Leaks Add Up
- The Subscription SwarmSubscriptions Add Up
- The Icebound GoblinStop New Charges
Launch list
Be on the wall when the gates open.
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