Questions from the wall.

A game that turns your debts into monsters, so you can see how interest works and plan how to beat them. Each debt's balance is its health, interest heals it, and every payment you log is an arrow from your Sentinel.

Yes. Debt Boss is free to play, with no ads. If paid extras are ever added, the price and terms will be shown clearly before you pay.

No. Debt Boss is an educational game. Its payoff dates and interest totals are estimates based on what you type in, and your lender's figures may differ. For important money decisions, talk to a qualified professional, such as a nonprofit credit counselor.

Adults 18 and older who are paying off credit cards, student loans, car loans, a mortgage, personal loans or medical bills, and want something more motivating than a spreadsheet.

No. You type in your balances and payments yourself. Debt Boss never asks for account numbers or bank logins, and never connects to your bank or card accounts.

No. Debt Boss never moves money. Pay your lender the way you normally do, then log the payment in the game to strike the monster.

Your game saves in your browser on your device. If you create an account, a copy is kept in our database so it can sync between your devices. Each account can only reach its own save.

No. We don't sell or rent your information, we don't show ads, and we don't use advertising trackers. The simple usage stats we collect never include dollar amounts, debt names or your email, and you can turn them off in OPTIONS.

In the game, open ACCOUNT and choose DELETE MY ACCOUNT. That deletes your account, your cloud save and the game on that device right away. More on deleting your account.

No. You can play as a guest. A guest save lives in that one browser, so create an account if you want your progress on more than one device or don't want to lose it if you clear your browser data.

Any modern browser on a phone, tablet or computer. On a phone, add it to your home screen and it opens full screen and works offline. iPhone and Android apps are planned after launch.

From each debt's APR. The game adds interest continuously, about balance × APR ÷ 365 a day, so your monsters heal in real time. Real lenders compound in slightly different ways, so treat it as a close estimate.

Battle Tactics compares three common plans: Avalanche (highest interest first), Snowball (smallest balance first) and Cash Flow (frees a monthly payment fastest). It stars the plan that gets you debt-free soonest, but you choose.

Valor is the reward you earn for good habits: payments, on-time payments, daily quests, deeds and Academy lessons. You spend it on armor, spell arrows and creatures. It has no cash value and can't be bought.

Yes, from Sentinel level 2 (after $500 paid in total). Only the look changes; the balance and math stay the same.